The Brain Charity has partnered with several life and travel insurance brokers to help you find the best deals if you have a disability or pre-existing condition and need specialist cover.

If you do purchase cover with them via the links below, a proportion of your fee will be returned to The Brain Charity as a commission donation. You will not be charged any extra for this. 

While we only recommend companies we vet carefully on behalf of our service users, we still recommend you do your own research into the risks involved prior to making any purchase. Updated June 2021

The Insurance Surgery

The Insurance Surgery provides life insurance for high-risk customers with pre-existing medical conditions, hazardous occupations, extreme sports/hobbies and standard lives.
Follow this link to get a quote.

The Insurance Surgery


Just Travel Cover

Just Travel Cover allows you to compare different travel insurance cover options with no age limit. 
Follow this link to get a quote.

Just Travel Cover dot com 

The Brain Charity also lists these insurance companies and brokers below for information, but has no affiliation with them. Updated June 2020


Higos Insurance Services Ltd
Higos Insurance Services Ltd, 2nd Floor, 50 Fenchurch Street, London, EC3M 3JY 

Tel: 01749 834 500
Web: ; E: This email address is being protected from spambots. You need JavaScript enabled to view it.

Saga Insurance
Tel: 0800 069012 Tel: 01843 343246

Stroke Association
The Stroke Association is an Introducer Appointed Representative of AllClear Insurance Services Limited
Stroke Association Helpline: 0300 3300 740

Over 50’s travel insurance and experts in pre-existing medical condition cover. Ltd, Britannia House, 3-5 Rushmills Business Park, Bedford Road, Northampton, NN4 7YB
Tel: 0808 2818 157


If you are finding it difficult to find suitable cover, a specialist insurance broker will usually be able to help. The British Insurance Brokers’ Association (BIBA) can put you in touch with a specialist broker.

BIBA (British Insurance Brokers’ Association)
To find a broker telephone Consumer Helpline 0370 9501 790 

E: This email address is being protected from spambots. You need JavaScript enabled to view it.

Association of British Insurers (ABI)
A trade association for the UK insurance industry.
Association of British Insurers, One America Square, 17 Crosswall, London, EC3N 2LB
Tel: 0207 600 3333
ABI has information on how to complain:

Additional Information

New National Restrictions from 5 November: Travel (Gov.UK)

 Travel advice: coronavirus  (COVID-19) (Gov.UK, June 2020)

Coronavirus advice for customers (ABTA, Association of British Travel Agents, June 2020)

Coronavirus (COVID-19): countries and territories exempt from advice against ‘all but essential’ international travel (Gov.U.K., ongoing updates)



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